Partners
Get paid twice on every person you bring
Once when they get a card. Then again on their top-ups, for as long as they keep using it. Commission is paid in USDT.
Commission on card issuance and every top-up · paid in USDT
Two payouts, not one
Most referral programmes pay a one-off bounty at signup and then forget you exist. That rewards volume and nothing else, which is why they attract spam.
MPay pays on card applications and on top-ups. The second one is the part that matters: someone who tops up every month keeps paying you every month. Bringing in ten people who actually use the card beats bringing in five hundred who sign up and vanish.
Their own channel has published partner numbers. $204.13 in total commissions in one case, and $168.87 over 48 hours from 563 invites, of which 116 became active users. Note the ratio. About one in five converted, and that is what generated the payout.
What you get
Paid on issuance and on top-ups
The recurring half is where the real money is.
Withdraw in USDT
Commission comes out as stablecoin. MPay describes withdrawals as clearing in seconds.
One link
You share a link. The commission structure does the rest.
Active users are the metric
Signups that never fund a card earn you nothing. Aim at people who will actually spend.
How to run it
Get the card yourself first
Recommending a card you have not used is obvious to everyone. Use it, then talk about it.
Share where the problem is
People hunting for a way to pay a hosting bill or an AI subscription convert. Broad crypto audiences mostly do not.
Withdraw your commission
Paid in USDT from the app.
Check the network before you send. USDT works on BEP20, ERC20 and TRC20. USDC works on BEP20, ERC20 and Base. Anything on a different chain, or any other asset, will not be credited — and there is no published recovery process.
Questions people actually ask
How does the referral programme pay?
Twice. Once when someone you invited gets a card, and then on their top-ups afterwards. Commission is paid in USDT and MPay describes withdrawals as clearing in seconds. Published partner figures include $204.13 in total commissions in one case, and $168.87 over 48 hours from 563 invites — of which 116 became active users. That conversion ratio is the number worth paying attention to.
What is MPay?
A Web3 payment platform that issues Visa cards you fund with stablecoins. You connect a wallet, send USDT or USDC, and the balance becomes spendable at any merchant that takes Visa — online today, and in person once the physical card ships. There's no bank account behind it and no conversion step you have to do yourself.
Do I have to complete KYC?
Not in the traditional sense, for most people. MPay's own position is that no traditional KYC is required for most users. You connect a Web3 wallet and that's the signup. Some advanced services or specific regional requirements can still prompt optional verification. We're repeating that caveat rather than burying it, because a card product that promises absolute anonymity and then asks for a passport once your money is inside is a worse deal than one that tells you upfront.
Which networks can I deposit on?
USDT on BEP20, ERC20 or TRC20. USDC on BEP20, ERC20 or Base. That's the complete list. Anything sent on a different network, or in a different asset, will not be credited. MPay is explicit about this and there's no recovery process advertised. Check the chain in your wallet before you confirm, not after.
Ready when you are
Connect a wallet, send stablecoins, get a Visa number. There is no application to submit and nothing to wait on.