Travel
One balance, wherever you land
Uber, Bolt, Wolt and online bookings. A dollar-pegged balance does not get re-converted each time you cross a border, which is more than can be said for most travel cards.
Uber · Bolt · Wolt · online travel bookings
Travel is where card problems compound
Your bank sees a transaction in a country you have never visited and blocks it. You are standing outside an airport at midnight trying to authorise a ride, and the verification SMS is going to a number that does not have roaming.
Meanwhile the foreign transaction fees stack up quietly, a slice at a time, applied to every coffee.
A stablecoin-funded card does not have a fraud department watching your geography. It has a balance. If the balance is there, the payment goes through.
What you get
Rides and delivery
Uber, Bolt and Wolt are all in the live merchant list.
Dollar-pegged everywhere
USDT tracks the dollar wherever you are. No re-conversion each time you cross a border.
Cap your exposure
Carry a working balance rather than a card wired to your main account. If something goes wrong you lose the float, not the savings.
Top up from anywhere
A wallet and a connection is the whole requirement. No branch, no phone tree.
Before and during the trip
Fund before you go
Load the trip budget while you are still on a connection you trust.
Save it to the apps
Add the card to Uber, Bolt and anything else you will use on the ground.
Top up as you go
Any supported wallet, any supported network, no branch visit.
Check the network before you send. USDT works on BEP20, ERC20 and TRC20. USDC works on BEP20, ERC20 and Base. Anything on a different chain, or any other asset, will not be credited — and there is no published recovery process.
Questions people actually ask
What is MPay?
A Web3 payment platform that issues Visa cards you fund with stablecoins. You connect a wallet, send USDT or USDC, and the balance becomes spendable at any merchant that takes Visa — online today, and in person once the physical card ships. There's no bank account behind it and no conversion step you have to do yourself.
Can I use MPay from my country?
The virtual card is available in most regions worldwide, though which features you get can vary by jurisdiction for regulatory reasons. MPay hasn't published a country-by-country list, so we're not going to invent one. The physical card will ship to selected countries at launch, and those countries haven't been named yet either.
Do I have to complete KYC?
Not in the traditional sense, for most people. MPay's own position is that no traditional KYC is required for most users. You connect a Web3 wallet and that's the signup. Some advanced services or specific regional requirements can still prompt optional verification. We're repeating that caveat rather than burying it, because a card product that promises absolute anonymity and then asks for a passport once your money is inside is a worse deal than one that tells you upfront.
Why does a merchant check my card before charging anything?
It's a pre-authorisation, and it's normal Visa behaviour rather than anything specific to MPay. The merchant asks your card whether it's real and active, sometimes for $0 and sometimes by holding a small amount briefly. ChatGPT, Claude, Spotify, Netflix and Amazon all do it. The catch is that an exactly-empty card can fail that check even when the actual charge is zero, so the fix is to keep a small amount of headroom on the balance. MPay's own guidance says the same thing.
Which networks can I deposit on?
USDT on BEP20, ERC20 or TRC20. USDC on BEP20, ERC20 or Base. That's the complete list. Anything sent on a different network, or in a different asset, will not be credited. MPay is explicit about this and there's no recovery process advertised. Check the chain in your wallet before you confirm, not after.
Ready when you are
Connect a wallet, send stablecoins, get a Visa number. There is no application to submit and nothing to wait on.